PROPERTY PERFORMANCE
Oak Ridge Apartments
FOLLOW THE INCOME
Where the money goes
LOOK AHEAD
Cash-flow outlook
Net operating incomeCash flow after reserves
View annual projection data
| Year | Income | NOI | Debt service | Reserves | Cash flow |
|---|
ROOM TO MANEUVER
Break-even occupancy
Occupancy needed to cover operations, debt, and reserves.
YOUR INVESTMENT CRITERIA
Against your targets
Targets are editable below. Meeting them is a screening result, not a recommendation.
PRESSURE TEST
One property. Three possibilities.
Keep financing fixed and see how operating changes affect the outcome.
| Annual performance | DownsideRent −5% · vacancy +3 pts Fixed costs +10% | Base caseYour current assumptions | UpsideRent +5% · vacancy −1 pt Fixed costs −3% |
|---|
Fixed costs include taxes, insurance, repairs, and utilities. Management stays a percentage of collected income. Reserves and other income stay fixed.
BEHIND THE NUMBERS
Assumptions you can inspect
Acquisition & financing
Screening targets
Calculation notes & prototype scope
NOI = rent after vacancy + other income − operating expenses. Operating expenses include management fees, but exclude debt service, capital reserves, acquisition costs, depreciation, and income taxes.
Cash flow = NOI − principal and interest payments − capital reserves. Cash-on-cash return divides annual cash flow by down payment + closing costs + initial improvements. Cap rate divides NOI by purchase price.
Debt-service coverage = NOI ÷ annual debt service. An all-cash purchase has no debt coverage ratio. Break-even occupancy assumes rent changes with occupancy, other income stays fixed, and management fees vary with collected income.
Projection grows collected rent and other income at the rent-growth assumption; fixed operating costs and reserves grow at expense growth. Vacancy and management percentages stay fixed. The loan is fully amortizing at a fixed rate; no balloon, refinance, sale, or appreciation is modeled. Projection horizon is shorter than the loan term.
Prototype scope: sample inputs and independently implemented screening calculations. No property records or market data are fetched. Use Save to account for a private online copy, or Save in this browser for this device. Changes are not saved automatically.