YOUR MONTHLY PAYMENT
What makes up the total?
Mortgage insurance is a configurable estimate when the down payment is below 20%. Taxes, insurance and HOA are entered estimates.
BUYER WORKFLOW / PURCHASE PLANNING
Know the numbers.
Find your home.
Buyer Analyzer · Monthly payments, cash to close and a clearer path to ownership.
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Account analyses
Account history becomes available after setup and sign-in.
Prepared by your agency
Add your details to the net sheet and print / PDF output. Review the preview before sharing.
CLOSING DAY
Cash needed to close
Earnest money is money already deposited. Prepaid interest uses actual remaining days in the closing month, including closing day, on a 365-day basis. Actual lender methods may differ.
PURCHASE SCENARIOS
How price changes the payment
Price ±5%; same down-payment percentage, rate and term. Taxes, insurance, fees and credits stay fixed.
LONGER VIEW
Potential equity over time
Assumed appreciation, scheduled amortization and no selling costs. Future values are not guaranteed. Mortgage insurance changes are not modeled.
MONTHLY BUDGET CHECK
See the full ownership picture
28% housing and 36% total debt ratios are planning benchmarks, not lender qualification rules. Rent comparison is a monthly budget comparison, not an investment break-even model.
DETAILS YOU CAN VERIFY